WHY ARE YOU STILL RENTING? [...]
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I have been in several conversations with parents who are planning for future years of college for their children. I always mention that one of the ways to cut some expenses could be to invest in a house for campus life. [...] Buying a rental property for your college student can be a wise investment for you and your family. [...] Ask a roomful of homeowners what’s so great about owning versus renting, and you’ll hear them holler in unison: “the tax deductions!” And it’s true – homeowners who itemize their taxes are able to deduct 100% of their mortgage interest and property taxes from their income tax returns. [...] Your credit score is going to be one of the first issues you face. You can and should check your score once a year. Your mortgage lender is going to be looking for a score of at least 620. The higher your score, the better your chances at the best interest rate. [...] Debit cards seem to have become a very popular medium for making purchases. However, recent information tells us they may not seem to be capable of the trust we have put into them. The issues seem to involve: 1) If someone steals from you by using your debit card, the money is immediately taken out [...] Important changes in the real estate market. Interest rates are lower now than they have been in a long time. [...] Buyers purchasing homes on or before December 31, 2009 may claim the credit on their 2009 tax returns. Buyers purchasing in 2010 will have the option to: * Claim the credit on their 2009 return, even if the purchase is completed after December 31, 2009; * File an amended return for 2009 if their purchase is completed after April 15, 2010; or, * Claim the credit on their 2010 tax returns. [...] Ron Insana says now is the absolute best time to buy a home. His comments are for both buyers looking to buy their primary residences and investors looking to buy foreclosures. [...] Using a few simple ideas may save you major costs on your grocery bill. [...] |
Wayne Barnes - 918-645-1470 Contact Wayne via email "Marketing Maniac" Senior Real Estate Specialist By Referral Only Designation Real Estate Cyberspace Society Wayne Barnes - Realtor Broker Associate with Coldwell Banker Select 8990 S Sheridan Tulsa, OK 74133 (918) 645-1470 Fax: 918-394-0589 Endorsement Would you like to search the entire MLS system from your SmartPhone? Just visit this site from your SmartPhone - http://rea.bz/wbarnes - and download the app. |
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