You May Be Eligible For Bond Money

Do you know about the current bond money available?

Do you realize you may be eligible?

This would mean less money out of your pocket when buying your new home!!

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There is also this information.

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A Proud Homage to Our Veterans

Tomb of the Unknown Soldier
  1. How many steps does the guard take > during his walk across the tomb of the Unknowns and why?
    21 steps:. It alludes to the twenty-one gun salute which is the highest honor given any military or foreign dignitary.
  2. How long does he hesitate after his about face to begin his return walk and why?
    21 seconds. For the same reason as answer number 1.
  3. Why are his gloves wet?
     His gloves are moistened to prevent his losing his grip on the rifle.
  4. Does he carry his rifle on the same shoulder all the time and, if not, why not?
    He carries the rifle on the shoulder away from the tomb. After his march across the path, he executes an about face and moves the rifle to the outside shoulder.
  5. How often are the guards changed?
    Guards are changed every thirty minutes, twenty-four hours a day, 365 days a year.
  6. What are the physical traits of the guard limited to?
    For a person to apply for guard duty at the tomb, he must be between 5′ 10′ and 6′ 2′ tall and his waist size cannot exceed 30 inches. 
They must commit 2 years of life to guard the tomb, live in a barracks under the tomb, and cannot drink any alcohol on or off duty for the rest of their lives.
They cannot swear in public for the rest of their lives and cannot disgrace the uniform or the tomb in any way.
After two years, the guard is given a wreath pin that is worn on his lapel signifying he served as guard of the tomb. There are only 400 presently worn.
The guards must obey these rules for the rest of their lives or give up the wreath pin.
The shoes are specially made with very thick soles to keep the heat and cold from their feet. There are metal heel plates that extend to the top of the shoe in order to make the loud click as they come to a halt.
There are no wrinkles, folds or lint on the uniform. Guards dress for duty in front of a full-length mirror. Every guard spends five hours a day getting his uniforms ready for guard duty.
The first six months of duty a guard cannot talk to anyone nor watch TV. All off duty time is spent studying the 175 notable people laid to rest in Arlington National Cemetery. A guard must memorize who they are and where they are interred.
Among the notables are:
President Taft,
Joe Lewis {the boxer}
Medal of Honor winner Audie L. Murphy, the most decorated soldier of WWII and of Hollywood fame.
In 2003 as Hurricane Isabelle was approaching Washington, DC, our US Senate/House took 2 days off with anticipation of the storm. On the ABC evening news, it was reported that because of the dangers from the hurricane, the military members assigned the duty of guarding the Tomb of the Unknown Soldier were given permission to suspend the assignment. They respectfully declined the offer, “No way, Sir!” 
Soaked to the skin, marching in the pelting rain of a tropical storm, they said that guarding the Tomb was not just an assignment, it was the highest honor that can be afforded to a service person.
The tomb has been patrolled continuously, 24/7, since 1930. 

Know This When It Is Time For Your Closing

It’s an exciting time when either buying or selling a home.  There are some things that you can do, when buying a home, to make the closing process easier on you and everyone involved in the transaction process.  Here are some tips from to make that process a lot smoother.

Tip #1 – Hazard Insurance

Once you are under contract you should contact your insurance agent and start the paper work for your Homeowners Insurance.  Some insurance companies have to do roof inspections and if you wait until right before closing this can actually delay your closing.  Some lenders will not even provide closing instructions to the title company until they have received the hazard insurance.

Tip #2 – Funds to Close

Always check with the title company or your agent about how to deliver your funds to the closing.  The contract calls for cash, cashier’s check or wire transfer.  Title companies will not take cash due to safety reasons.  Most title companies will accept cashier’s checks up to a certain amount.  The best and always accepted way is to wire transfer the funds.  It is always better for the buyer to wire their funds the day before if possible.

Tip #3 – Change in Status 

If you are planning on getting married before your contract closing date you need to let your loan officer, agent and title company know.  This can be a game changer.  If the information is available at the beginning of the transaction the adjustments can be made and it shouldn’t be a problem. 

Tip #4 – Avoid Big Credit Purchases

Try to avoid running out and purchasing new furniture for your home, a new car, or any other big ticket item on credit, before you close. This may cause a change in your credit score effecting the status of your loan.  Consult with your loan officer before making any large purchase before your closing.

If you are looking to buy or sell a home, I would love to help you.  I’ve got the marketing, technology and tools to make your purchase or sale a great experience.  Also, if you know of any friends or family that are interested in buying or selling a home, please feel free to call me at (918) 527-8648 or email me at [email protected] I would love to help them as well.

An App to Use When Visiting Relocation Destinations

Sometimes when relocating it can be difficult to find all the more interesting areas of a city.

I found a free app to help you discover areas of interest when relocating, traveling or even in your home town. A very interesting app for all you folk who travel. But you may also find it useful in your  local area. 

Discover places, monuments and museums everywhere, even next to your home!

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Time To Shred

When Should You Shred Your Financial Documents?

When Should You Shred Your Financial Documents?How do you know what happens to your documents when you put a piece of paper in the trash? It can be difficult to know who is seeing it and what they are doing with it. It isn’t very common to burn trash anymore; therefore you can be sure that your paper garbage or recycling is likely to pass through several hands on its way to a landfill or recycling center.


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This week’s “closing” word:


Pronounced: (a-MEL-yuh-rayt, uh-MEE-lee-)
verb tr., intr.: To make or grow better; to improve. Make (something bad or unsatisfactory) better.

“I’d be happy to ameliorate any fears you may have about my experience marketing homes online. As you can see from my website and Facebook page, I make every effort to ensure your home gets maximum exposure in the community.”

8 Tips for Finding Your New Home

A solid tactical plan could help you tighten your home buying search to locate the best house for you.

1. Know what you want

Recognize the kind of home that suits your personality. Do you favor a brand-new or previously owned home? A ranch style or a multistory residence? If you’re leaning towards a fixer-upper, are you genuinely an HGTV type, or is your spending plan going to require service providers?

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Get Expert Guidance When You Buy or Sell a House

You want to work with someone
who can help with all the details!

             The question you have to ask yourself is… “Will this person help me in MY interests?” 

            Think about this: Who really has the knowledge and experience to help you with all the details and complications of a real estate transaction? This is the biggest investment most people will make in their lifetime. Do you want to leave it to chance? 

 Are you aware of these things a good Realtor® can do for you?

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Save Your Sewer…

wipes clog sewersSewers everywhere are stopped up and there is plenty of blame to go around from personal carelessness to faulty products.

For one thing, people think that any thin cleaning wipe or baby wipe can be flushed down the toilet. How wrong they are. Non-flushable cleanup wipes, baby wipes, and sanitary products must not be flushed down the toilet.

The reason is simply that, unlike toilet paper, these other materials do not dissolve: Instead they clog up the sewers, damage equipment, and cost cities and taxpayers a lot of time and money. In one city, they had to hire a contractor to vacuum out a lift station and
remove a truckload of cloth material. It’s happening all over the country.

The Association of the Nonwoven Fabrics Industry says researchers collected and analyzed materials from wastewater pumps and found that
most items clogging equipment are not labeled flushable. These items, experts suggest, should be more clearly labeled “Do Not Flush”.
Kimberly-Clark’s flushable Cottonelle cloths undergo extensive testing to ensure they are compatible with home and city sewer systems.
However, some flushables do not comply. Some companies have heavily promoted bathroom wipes, while some cleaning product manufacturers have also advertised sponges they say can be disposed of into a toilet.

A Consumer Reports test showed that toilet paper disintegrated after about eight seconds, but some wipes still hadn’t broken down after 30 minutes. The bottom line is they should never have been classified as flushable.